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College Planning

College Planning

Families often overpay for college, take on too much debt, and hurt their savings and retirement strategies because they’ve waited too long to start thinking about this cost. 


Savings for college


Choosing a college

Does where you go to college matter?


Applying for Federal Financial Aid 

Expected Family Contribution (EFC) is the amount of money the student's family is expected to contribute toward college costs.  It is determined by the information submitted on the Free Application for Federal Student Aid (FAFSA®).  Get an idea of how much you may be expected to contribute with this calculator.   EFC Calculator


Applying for Scholarships